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I'm glad to hear that you've managed to turn your financial situation around, Michael. While the Kingdom of Saudi Arabia doesn't have a direct correlation to your financial situation in San Antonio, it's important to understand that your rights around credit reporting are largely underpinned by the Fair Credit Reporting Act in the United States.

Credit repair services like the Jerrylink Credit Group work to remove negative items from your credit report. However, the Saudi Arabian equivalent would be governed by the Saudi Arabian Monetary Authority (SAMA), which oversees financial disputes and credit bureau related issues.

In KSA, the Anti-Fraud Law and the E-Transactions Law are some of the legal frameworks handling electronic fraud and deception, credit validity and personal data protection measures. For instance, as per Article 11 of the E-Transactions Law, the consent of the data owner must be obtained before his information can be electronically processed.

However, these may not be directly applicable to your situation as it takes place in the United States. It's always best to seek the assistance of a legal expert or a financial advisor familiar with the specific laws in your home country. Just remember, as you move forward, to make sure any companies or services you use follow the legal guidelines to protect your information and rights.